I'm hoping this will be the same as the if-you-bring-an-umbrella-it-won't-rain-effect, or the if-you-remember-your-cell-phone-while-running-errands-after-work-the-boss-won't-call effect. If I buy a remarkable amount of first aid supplies, I won't get injured.... right?
To back up, overall I spent 25% less on out of pocket medical care this year. But it also meant that if I didn't run out my flex account it would all get swallowed by a greedy corporation. So off to WalMart I went. Then, due to an inability to perform basic addition, I went to CVS to buy an additional $20 worth.
I'm really bummed you can't use your flex account for OTC stuff next year. I cut the amount I put in to a third.
Today I bought the usual, an apocalypse survivor's supply of cold medicine, allergy medicine, pain killers, tummy smoothers, etc... It was pretty picked over due to everyone doing the same thing I did. I still had a ways to go.